John Hancock Annuities - Index Portfolio Fact Sheets

Index Portfolio Fact Sheets

Portfolio	Fund Manager
500 Index	John Hancock Asset Management
International Index	John Hancock Asset Management
Mid Cap Index	John Hancock Asset Management
Small Cap Index	John Hancock Asset Management
Total Bond Market	Declaration Management & Research LLC

Issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI (not licensed in NY) and John Hancock Life Insurance Company of New York, Valhalla, NY. Distributed by John Hancock Distributors LLC, member FINRA.